Housing can be an overwhelming subject to tackle on your own, whether you are dreaming of owning your first home, or struggling to make mortgage payments on your current home. Our counselors are readily available to help you make sense of it all.
To speak with a counselor, call toll-free 888-456-2227 and press option 2.
Monday–Thursday 7:30 AM–6 PM, Friday 7:30 AM–5 PM, Saturday 9 AM–2 PM (Pacific Time)
Monday–Thursday 10:30 AM–9 PM, Friday 10:30 AM–8 PM, Saturday 12 PM–5 PM (Eastern Time)
The first year of homeownership is often the most challenging. Our Pre-Purchase Counseling Program will help you prepare for the added expenses and responsibilities of owning a home, so you know what to expect, and where to turn for help. From setting a realistic household budget and reviewing credit reports, to explaining the home-ownership process and lending requirements, our counselors can help guide the way.
We are a HUD-certified counseling agency and can make sure you know and understand all of your options, should you ever feel your financial situation threatens your home.
Reverse Mortgage Counseling
We help to educate seniors on the benefit, consequences, option and process of obtaining a home equity conversion mortgage, and enable them to make a more educated decision about whether this type of loan is right for them.
For more information about reverse mortgages, review our Guide to Reverse Mortgages.